1. Alex Cabrera, CDPE,Broker
  2. South Coast Realty, Inc.
  3. TOP PRODUCER serving Miami, Broward and Florida Keys!
  4. Office: 786.380.2383
  5. Alex@SouthCoastFL.com

Mortgage Rates & Information

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Thursday, March 23rd 2017 12:33 pm
Average U.S. 30-year mortgage rate slips to 4.23%WASHINGTON (AP) March 23, 2017 Long-term U.S. mortgage rates slid this week from their highest levels of 2017.Mortgage buyer Freddie Mac said Thursday that the rate on 30-year, fixed-rate home loans fell to 4.23 percent from 4.30 percent last week. [Read More]
Friday, March 17th 2017 12:41 pm
30-year mortgage rates rise again: 4.30%WASHINGTON (AP) March 16, 2017 Long-term U.S. mortgage rates rose this week for a second straight week, posting new highs for the year. The markets were anticipating an increase in a key interest rate by the Federal Reserve, which the Fed announced Wednesday [Read More]
Wednesday, March 8th 2017 12:39 pm
More consumers turn to non-banks for their mortgageWASHINGTON March 6, 2017 More borrowers are choosing non-banks financial institutions that only issue loans and do not offer savings or checking accounts to get a mortgage in a major shift of borrower behavior.In 2011, 50 percent of all new mort [Read More]
Monday, March 6th 2017 1:38 pm
When it comes to mortgage rejections, Fla. is No. 1ORLANDO, Fla. March 3, 2017 What happens after a home sale closes and the new buyer has keys in hand? In the days and months that follow, how do most new homebuyers feel?To determine new homeowners satisfaction, NerdWallet created its first Home B [Read More]
Friday, March 3rd 2017 12:48 pm
Average 30-year mortgage rate falls to 4.1%WASHINGTON (AP) March 2, 2017 Long-term U.S. mortgage rates fell this week, breaking a holding pattern that prevailed for more than a month.Mortgage buyer Freddie Mac said Thursday the rate on 30-year, fixed-rate loans declined to 4.10 percent from 4.16 p [Read More]
Tuesday, February 28th 2017 4:07 pm
Whats Hurting Your Credit?How do you react to the dreaded question we all have to endure many times in our adult lives What is your CREDIT SCORE? There are numerous items that have a negative effect on credit scoringthatmost of us are naive too. We trust what we have learned over the course of adula [Read More]
Friday, February 24th 2017 10:22 am
Mortgage Giant, Freddie Mac released this weeks Prime Mortgage Market Survey (PMMS) showing the average mortgage rates on a fixed rate mortgage rising slightly this week and the percentage of all new applications that were seeking refinancing slipped from 46.9% to 46.2%, this is the lowest level sin [Read More]
Monday, February 13th 2017 1:41 pm
Student Loans IMPACTS on Mortgage LoansHow do student loans affect credit scores? Student loans are treated like installment loans by Experian, TransUnion and Equifax (the three major credit bureaus). Installment loans are loans with a set repayment time line such as mortgages and car payments. When [Read More]
Friday, February 10th 2017 1:33 pm
Average 30-year mortgage rates slip again to 4.17%WASHINGTON (AP) Feb. 9, 2017 Long-term US mortgage rates eased slightly this week.Mortgage buyer Freddie Mac said Thursday the rate on 30-year fixed-rate loans slipped to an average 4.17 percent from 4.19 percent last week. That was still sharply h [Read More]
Wednesday, February 8th 2017 3:15 pm
Understanding Earnest Money DepositDown payments are very different from Earnest Money Deposit. The 0% down, 3.5% down, etc are a different aspects of purchasing a home. In a perfect world when someone wants to buy a home, they would sign a contract and shake the sellers hand as a commitment to foll [Read More]
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